Total Net Worth
—
▲ — this month
Assets
—
Liabilities
—
Liquid (cash + invest)
—
📈 Financial Health
Core ratios — targets based on common personal-finance benchmarks.
Savings Rate
—%
Target: 30%+
Emergency Fund
— mo
Target: 6 months expenses
Debt-to-Income
—%
Target: < 36%
Investment Rate
—%
Target: 20%+ of income
🏦 Assets
Cash, investments, property, other.
| Account | Type | Balance |
|---|
📉 Liabilities
Loans, credit cards, EMIs.
| Debt | Rate | Balance |
|---|
📅 Monthly Budget
Set it, track it, adjust quarterly.
Income: —
Spend: —
Surplus: —
📊 Investment Allocation
Target vs actual allocation across asset classes.
| Asset Class | Target | Actual | Drift |
|---|
💡 Rebalance when any class drifts more than ±5% from target.
🎯 Financial Goals
Short, mid, long-term targets.
🔁 Subscriptions
Audit every 3 months. Total: — / month.
📁 Key Documents & Logins
Locations, NOT passwords. Use a password manager for secrets.
| Item | Where | Notes |
|---|